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Also, leasing a phone costs you in monthly installments, which costs you less at the end of the contract term, as you won’t own the phone in the end. But, in most cases, companies offer rent to own, where you will pay the full price of your phone with installments. AT&T also offers cell phones on installment with their unlimited prepaid plans like the other providers. But, here also you will need to sign a contract with T-Mobile, which can vary from one year to two years. If you leave T-Mobile before the contract ends, you have to pay a termination fee and the price of the phone. Just like Verizon’s plan, you won’t be required to pay any additional interest rate and down payment.

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Lastly, as you are taking the lease, you need to be able to pay the payment each week/month/quarter-month. As proof, you must submit your employer details along with your pay stub or income statement. Phones are a significant part of our life, and I don’t think there is any need to explain their importance in this era.

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